When we talk to prospective clients, one of the first questions is almost always some form of “do I need an insurance broker?” It’s a good question considering how easily you can get online yourself to compare quotes and find the best rates.
You’ll definitely hear many people say this step isn't necessary. But the truth is that many of these people don’t really know what we do – and how we can save you money.
In this post, we will show you four of the best reasons you should consider using an insurance broker for your needs.
1. Brokers can get great rates to save you money
If you are asking “do I need an insurance broker,” you may not fully understand what a broker can do for you.
Insurance brokers are kind of a collective of knowledge, information, and services within the insurance industry. We serve as your personal representative to find the best possible cost-benefit ratio for the types of insurance you are seeking. We’ll go to bat to make sure you get the coverage you need at a price you’re happy about.
Brokers are given much more competitive rates from insurance companies because we deal in much greater volume. What that means for you is that you can often find better rates through a broker than if you try to get insurance online yourself.
2. Brokers simplify the insurance process for you
Getting started with any insurance process can be a stressful, complex, and time-consuming affair. Working with a broker can make the process considerably easier for you.
A broker has a duty to help you find the best possible coverage based on your needs. We'll work with you to find out what coverage is right for you. From there, we will connect you to the insurance companies that are best suited to what you are seeking.
3. Brokers help with claims
One of the most challenging aspects of any insurance experience is making your way through the claims process.
When you work with a broker, you get another ally to help you through this difficult time. Insurance brokers have the knowledge, skills, and experience to expertly get you through this process.
While your insurance company normally is on your side, it’s good to have more allies when facing a claim. This is especially true when your ally is independent of the insurance company but partnered with you.
4. Brokers help you find your coverage faster
The concept of "insurance fatigue" is very real for anyone who has ever gone online to compare rates and companies. You can spend hours upon hours going through various quotes, rates, and packages.
In many cases, you still won't find a solution that fits what you're after. This is where insurance brokers truly offer an advantage.
We know and understand how insurance companies operate. Part of our strategy is to utilize our knowledge and expertise to streamline the selection process. We work regularly with insurance companies to understand policies, negotiate rates, and keep costs down for you.
Get expert help from villaNOVA Insurance Partners today
As you can see, the real answer to “do I need an insurance broker” is definitely yes – to save you time, money, and hassle. That’s where villaNOVA Insurance Partners can help.
The benefits of working with villaNOVA make it so much easier for you to find the best coverage you need at the best possible prices. We work tirelessly to secure the best possible deals for our clients from insurance companies. And we pride ourselves in offering exceptional service for any type of help you need.
If you’re ready to make your insurance process easier, get in touch with our team today to learn more.